Forms Capital Limited (FCL) is a specialist financial services company incorporated under the Companies Code 1963 (Act 179) and licensed by the Bank of Ghana to carry out the business of a finance house under the Non-Bank Financial Institution (NBFI) Act, 2008 and in accordance with the Banking Act 2004 (Act 673). FCL was formed following the acquisition of the defunct First National Leasing Company in 2009 and commenced operations as a finance house in April 2012.
FCL specializes in providing tailored financing solutions to businesses (SMEs and corporates), institutions and individuals. Our operational strategy focuses on delivering creative value-adding financial solutions to our clients with convenience, speed and responsiveness as our hall mark.
FCL is permitted to operate as a non-deposit taking Finance House. Our operations cover the following service areas:
Given the competitive environment and the anticipated regulatory changes, FCL has been positioned as a well-regulated Bank undertaking the business of a Finance House. This implies having a strong capital base and complying with all Bank of Ghana regulations while at the same time investing in processes and systems that allow it to be responsive and quickest in meeting the needs of customers in its chosen market space.
This for us means becoming the go-to finance house and attaining a minimum of top five status in all aspects of financial services busines in Ghana - service delivery, corporate citizenship, governance and financial soundness.
To provide responsive financial solutions to our customers in a professional, dedicated and efficient manner, thereby creating sustainable wealth for all stakeholders